Aflac is dedicated to meeting your diverse needs with policy
innovations and improvements that respond to your employees’
desire for control and choice.
Maybe it’s time to review your current benefit package to
make sure your employees have the opportunity to add to their
financial security through our insurance policy selections.
Give your employees the power over cash benefits at the moment
of need. Give them Aflac.
| THE PRODUCT |
THE BENEFIT |
THE NECESSITY |
Accident/Sickness/
Disability Policy |
Helps provide a financial cushion beyond an accident to
include sickness and off-the-job disability riders |
According to the National Safety Council,1 over 23,200,000
unintentional disabling injuries in 2004 alone negatively
impacted the economy by nearly $575 billion! With over 40
million visits to hospital emergency rooms (in 2003), accidents
continue to be one of the leading causes of death and disability
in this country. |
| Short-Term
Disability Policy |
Helps with the loss of pay resulting from a sickness or
off-the-job injury through monthly benefits |
According to the National Safety Council, an average of
2,650 disabling injuries occurs every hour during the year. |
| Cancer/Specified-Disease/ Limited Benefit Health Policy |
Helps with the medical expenses related to cancer treatment |
In the United States, men have a little less than a 1-in-2
lifetime risk of developing cancer; for women, the risk is
a little more than 1-in-3. About 1,399,790 new cancer cases
are expected to be diagnosed in 2006 |
| Hospital Intensive Care Policy |
Covers confinement in hospital
intensive care |
ICU costs can soar well above those of a general
room as well as above the benefit levels of
standard health insurance policies. |
Hospital Confinement
Indemnity Policy |
Helps with the noncovered expenses of
a hospital stay |
In 2004, the average hospital expense, adjusted per
inpatient day, was $1,450.35. |
Term Life
Insurance Policy |
Combines individually owned, economical
protection now with the ability to switch
later to permanent coverage |
Growing families are most at risk if one or both
of the breadwinners suffer an untimely death. |
| Specified Health Event Policy |
Helps with the medical expenses related to
a covered life-threatening health event |
Certain life-threatening events pose special
financial risks because of their statistically high
levels of incidence and cost. |
Dental/Dental Indemnity
Policy |
A portable, “no deductible” plan that
offers freedom of choice and no coordination
of benefits |
Good oral care—including periodic wellness visits—
helps reduce the likelihood of expensive treatment
and work disruption later on. |
Hospital Confinement
Sickness Indemnity Policy |
Provides a physician feature that covers sickness, accident,
and wellness visits in addition to the plan’s basic
sickness-only benefits |
Illness rather than injury is the leading cause of emergency
room visits. |
| Vision Now |
Helps with the expenses of covered eye
diseases and disorders as well as the
expenses of eye care |
According to the Vision Council of America,
135 million Americans, or 62 percent of the adult
population, wear prescription eyewear. About 48
percent of the U.S. adult population has an eye exam
every year or less, with women 43 percent more
likely to have vision problems than men. |
| Special Worksite Services |
|---|
| Flex OneŽ Section 125(Cafeteria Plan) |
Provides a way to apply for a range of Aflac
policies through the workplace (including
many of those previously listed) on a
pre-tax basis that may increase take-home pay. |
This program frees up dollars to fund a variety of
benefits the average American family needs to
more fully protect the lives, health, and income of
family members. |
| Corporate Alliances |
- Web-based invoicing that facilitates real-time statement changes and updates on an easy-to-use basis
- Single-Point Billing services that allow our corporate clients to pay all insurance providers with one check
- COBRA/HIPAA administration and PEO services
|
Please Careers | Contact Us for a quote and applications
at:
Rosemarie Swaim
BenefitsMart LLC
Cell: 703-867-7894
Office: 866-443-8596
Fax: 703-832-0229
|
| Click
here for Aflac individual plan information |
